About Us
Group
Bank
Insurance
Management
Mr. Xu Chujia
Chairman of the board of directors of Well Link Financial Group
Mr. Xu Chujia is the chairman of the board of directors of Well Link Financial Group and the chairman and executive director of Zhaobangji Properties Holdings Limited (stock code: 1660).
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Mr. Xu has been engaged in business for decades and has extensive experience in management and business operations. Focused on the value of realism, integrity, diligence and kindness, Mr. Xu continued to lead the group's rapid development and has received respect and recognition from all walks of life.
Mr . KP Chan GBS,BBS,JP
Well Link lnsurance Group Holdings Ltd-Chief Executive Officer
Mr.KP Chan has been appointed as the Chief Executive Officer and Executive Director of WLinklnsurance Group Holdings Ltd as from 1 June 2019 onwards.

Mr.KP Chan is currently a Member Of the Legislative Council Of Hong Kong(lnsurance constituency) and the Chairman Of the Finance COmmittee Of the Legislative Council. Mr Chan possessesextensive experience in the banking and insurance industry. He is an Associate Of the Chartered lnsurance lnstitute Of the United Kingdom. He has been conferred with "Gold Bauhinia Star"(GBS) and appointed aS "Justices Of the Peace"(JP) by The Government of the Hong Kong Special Administrative Region.

He had served as the Chief Executive Officer of Munich Reinsurance Company Hong Kong branch for 4 years and after that he has been a member Of the Munich Re China Advisory Board from 2009 to 2016. Prior to such positions , he served in Hang Seng Bank for more than 30 years during which he held various positions . He was the Assistant General Manager and Head Of lnsurance Business Of the bank before leaving office in 2005.He was also the Chairman of the Chinese lnsurance Association Of Hong Kong from 1998 to 1999 and Chairman Of the Hong Kong Federation Of lnsurers from 2004 to 2005
Mr. S M Zhang
Chairman of the board of directors of Banco Well Link S.A.
Mr. S M Zhang has extensive experience in international banking management. He obtained an undergraduate degree in English Literature from Fudan University in China in 1978, then studied at McGill University in Canada as an exchange student. In 1981, he returned to China and worked in the Ministry of Finance, and obtained a Master’s degree of Public Administration from University of the District of Columbia in 1985. In June 1997, he completed the Advanced Management Program from Harvard Business School.

From 1981 to 1993, he worked in the PRC Ministry of Finance as Deputy Director. From 1993 to 2005, he had held various senior positions included Managing Director for China, Vice President, Deputy President and several management committees chairperson at the World Bank Group. He worked for Citibank's US headquarters as Global Chairman of the Public Sector since 2006, and from 2009 to 2016 as President of Asia Pacific of Citigroup.

He served as a Non-Executive Director at Securities and Futures Commission of Hong Kong from 2007 to 2010, and as a member of the Hong Kong Association of Banks from 2008 to 2012. He is one of the few bankers in China with international perspective and experience. Mr. S M Zhang has a high reputation in China and Hong Kong's financial community.
Director and Supervisor
Mr. Zhang Sheng Man
Chairman of Board of Directors, Well Link Bank
Mr. Zhang is a reputable international banker with extensive experience. He worked in the PRC Ministry of Finance in 1981-1993, in the capacity of Deputy Director and Vice Secretary. In 1993-2005, he held several senior positions at the World Bank, including Executive Director (China), Vice President cum Chief Secretary, Senior Vice President, Chairman of Operations Committee, Sanctions Committee and Anti- Fraud and Corruption Committee. Mr. Zhang then joined Citigroup in 2006-2016, and held senior positions including the Vice Chairman of Global Banking, Chairman of the Public Sector and Chief Operating Officer, Vice-CEO and Chairman of Asia Pacific Region. In addition, he was a Non-Executive Director of the Hong Kong Securities and Futures Commission in 2007-2010.
Mr. Ng Man Kung
Chairman of Supervisory Board, Well Link Bank
Based in Hong Kong, Mr. Ng is an industry veteran with more than four decades of experience in banking. He was appointed as the Managing Director and General Manager of Chiyu Banking Corporation Limited in 1992, and as the Vice-Chairman and Chief Executive in 2001. He retired from Chiyu in 2012. In 2014-15 he was a business consultant for China Orient Asset Management (International) Holdings Limited. He also holds INED (independent non-executive director) positions for several listed companies in Hong Kong. Mr. Ng was a member of the council of the Hong Kong Polytechnic University from 1999 to 2003 and a member of Fujian Provincial Committee of the Chinese People’s Political Consultative Conference from 1993 to 2013.
Mr. Xu Chujia
Non-Executive Director
Chairman of Board of Directors of Well Link Financial Group
Mr. Chen Hua
Non-Executive Director
Founder and Chairman of Kingkey Group Co., Ltd.
Ms. Ngan Yuen Ming
Non-Executive Director
Well-known philanthropist and entrepreneur in Macau, Chairman of Board of Directors of Meng Tak Charity Association; spouse of Mr. Ma Iao Lai from the prestigious Ma family in Macao.
Mr. Paulo Jorge Fernandes Franco
Non-Executive Director
Head of Corporate Marketing Department at NOVO BANCO, S.A.
Ms. Hon Wai Ming
Independent Non-Executive Director
Served 28 years in the Hong Kong Insurance Authority and last served as the Assistant Commissioner of Insurance (Long Term Business); awarded with the Bronze Bauhinia Star by the Government of Hong Kong in 2011.
Mr. So Shing Shun
Independent Non-Executive Director
Former General Manager of BOC Credit Card (International) Limited; Chair of Board of Directors of Nova Credit Limited.
Mr. Tse Yung Hoi
Independent Non-Executive Director
Chairman of Board of Directors of BOCI-Prudential Asset Management Limited; awarded with the Bronze Bauhinia Star by the Government of Hong Kong in 2013.
Mr. Fang Hongguang
Independent Non-Executive Director
Former President of Bank of China Guangdong Branch; former Vice Chairman of the Board of Directors and Chief Executive of Nanyang Commercial Bank (China)
Ms. Du Miaomiao
Executive Director and CEO
Equipped with over 25-year banking experiences; served as the Deputy Head of RMB & Product Promotion Division, General Manager of the Executive Office, International Department and Private Banking Division of China Construction Bank Guangdong Branch and the Deputy CEO (Alternate CEO) of Bank of Shanghai (Hong Kong).
Mr. Artur Jorge Teixeira Santos
Executive Director
Equipped with over 23-year of experiences in the banking industry; served successively as CFO, Deputy CEO and CEO of Banco Nacional Ultramarino Macao.
Mr. Huang Ruisheng
Executive Director
Served more than 21 years in China Construction Bank Shenzhen Branch, successively as Deputy General Manager of Information Technology Department and Personal Finance Department, and as General Manager of Network Finance Department ( Shenzhen Product Innovation Lab)
Mr. Vong Hin Fai
Supervisory Board Member
Registered Lawyer and private notary in Macau, and appointed as the Designated Notary (Macao) of the Ministry of Justice of the People’s Republic of China since 2006; Member of CPPCC National Committee; Member of the Legislative Council of Macao.
CSC & Associates, Auditors (Represented by Mr. Mok Chi Meng)
Supervisory Board Member
Founded by Mr. Chui Sai Cheong, member of the Legislative Council of Macao and certified accountant.
Directors
Mr. Xu Chujia
Well Link lnsurance Group Holdings Ltd, Well Link Life Insurance Company Limited and Well Link Insurance Company Limited – Chairman of Board of Directors
Mr. Xu Chujia is the chairman of the board of directors of Well Link Financial Group and the chairman and executive director of Zhaobangji Properties Holdings Limited (stock code: 1660).
Ms. Zhan Meiqing
Well Link lnsurance Group Holdings Limited, Well Link Life Insurance Company Limited and Well Link Insurance Company Limited – Executive Director
Executive Director of Well Link Financial Group. Ms. Zhan obtained her bachelor's degree in law from 華東政法學院 (East China College of Political Science and Law*) (currently known as 華東政法大學 (East China University of Political Science and Law)) in Shanghai, the PRC. She then obtained a master's degree in laws from the City University of Hong Kong in 2005 and a master's degree in laws in international legal studies from The American University, Washington College of Law in 2006. Ms. Zhan has over 10 years of experience in the legal, finance and real estate industry in Hong Kong and the PRC. Ms. Zhan is currently a United States attorney (New York), a qualified PRC lawyer as well as a registered foreign lawyer in Hong Kong.
Mr. KP Chan, GBS, JP
Well Link Insurance Group Holdings Limited – Chief Executive Officer and Executive Director
Well Link Life Insurance Company Limited and Well Link Insurance Company Limited – Executive Director
Mr. KP Chan is a member of the Legislative Council of Hong Kong (Insurance constituency) and the Chairman of the Finance Committee of the Legislative Council. He has been conferred with ‘Gold Bauhinia Star’ (GBS) and appointed as ‘Justice of the Peace’ (JP) by The Government of the Hong Kong Special Administrative Region. Mr. Chan possesses extensive experience in the banking and insurance industry. He has served in Hang Seng Bank for 31 years. Before leaving Hang Seng Bank, he was the Assistant General Manager and Head of Insurance Business of the bank leading the business of life, general insurance and Mandatory Provident Fund. Mr. Chan was also the Chief Executive of Munich Reinsurance Company Hong Kong branch and a member of the Munich Re China Advisory Board.
Mr. Thomas Lee
Well Link Life Insurance Company Limited – Chief Executive Officer and Executive Director
Prior to joining Well Link Life, Mr. Lee has been with AIA International Limited for 19 years; at where he has held various senior management positions. Mr. Lee is a senior Actuary who is a veteran in life insurance product design and marketing. He is also experienced in branding and customer experience.

Mr. Lee is keen to promote the development of the local insurance industry. He was the Chairman of The Hong Kong Federation of Insurers from 2013 to 2014 and the Chairman of Life Insurance Council from 2011 to 2012.
Mr. Billy Chan
Well Link General Insurance Company Limited – Chief Executive Officer and Executive Director
Mr. Chan is an insurance veteran that possesses more than 30 years of experience. He has in-depth understanding of the local insurance market and corporate management strategy. Prior to joining Well Link Insurance, Mr. Chan has held various senior positions in AXA General Insurance (HK) Ltd; and he was the Chief Executive Officer and Executive Director of the company from 2010 to 2013. Mr. Chan has held senior positions in other international insurance groups and took a leading role in the corporate transformation process.
Mr. Yang Chao
Well Link Life Insurance Company Limited – Independent Non-Executive Director
Mr. Yang Chao possesses over 30 years of experience in the insurance and banking industries. Between 2005 and 2011, Mr. Yang was the President and secretary of Party committee of China Life Insurance (Group) Company, the Chairman of China Life Insurance Company Limited, the Chairman of China Life Property & Casualty Insurance Company Limited, the Vice President of National Association of Financial Market Institutional Investors and the Chairman of China Federation of Industrial Economics.
Dr Elex Chan
Well Link Life Insurance Company Limited and Well Link Insurance Company Limited – Independent Non-Executive Director
Dr Elex Chan possesses over 20 years experience in the insurance and wealth management industries. Dr Chan was the General Manager and Director of HSBC Insurance, Dao Heng Insurance, Dah Heng Assurance and Commonwealth Bank of Australia Group.
Mr. Mok Siu Cheung
Well Link Insurance Company Limited – Independent Non-Executive Director
Former Senior Vice President of Wing Lung Insurance Company Limited.
Ms. Ng Chu Lien Fan, BBS, JP
Well Link Insurance Company Limited – Independent Non-Executive Director
Managing Director of Tung Wui Securities Company Limited.